Home Insurance in Fargo, ND

Homeowners insurance protects your house and belongings against covered losses like fire, theft, and storm damage, and provides liability coverage if someone is injured on your property.

What It Covers

  • Dwelling coverage to repair or rebuild your home after a covered loss
  • Personal property coverage for your furniture, electronics, and belongings
  • Liability protection if a guest is injured on your property
  • Additional living expenses if you cannot stay in your home after a covered claim

Why You Need It

Your home is likely the largest investment you will ever make, and Fargo winters, spring flooding, and summer hail make solid coverage essential. Don Zerr reviews your rebuild cost, not just your purchase price, so you are never underinsured, and he makes sure you understand exactly what your policy covers before you ever need to file a claim.

Questions? Call Don directly at (701) 373-0099. His Fargo office is at 3969 51st St S, Fargo, ND 58104.

Common Questions About Home Insurance

Standard homeowners policies do not cover flooding, which is an important distinction in the Red River Valley. Don can arrange separate flood coverage so your home is protected against rising water.

Get a Home Quote in 60 Seconds

Free, fast, and no obligation. Get your home insurance quote online or call Don's Fargo office today.