Question 1

What types of insurance does Don Zerr offer?

Accepted Answer

Don Zerr Agency LLC offers auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, condo insurance, and umbrella insurance through Farmers Insurance. Don is licensed in North Dakota, Minnesota, South Dakota, and Arizona.

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Question 2

Where is Don Zerr's insurance office located?

Accepted Answer

Don Zerr's primary office is at 3969 51st St S, Fargo, ND 58104. He also has a Grand Forks office at 1407 24th Ave S, Ste 206, Grand Forks, ND 58201. Office hours are Monday through Friday, 8:30 AM to 5:30 PM CT, with Saturday and Sunday appointments available.

Question 3

How do I get an insurance quote from Don Zerr?

Accepted Answer

You can get a free quote in about 60 seconds at quotedright.com, or call the Fargo office at (701) 373-0099. Don personally reviews your situation and compares options to find the best coverage at the best price.

Question 4

How much can I save by bundling home and auto insurance?

Accepted Answer

Most customers who bundle their home and auto insurance with one carrier save between 15% and 25% on both policies. Use the bundle calculator at quotedright.com/bundle-calculator to estimate your savings.

Question 5

What is a Farmers Insurance policy review?

Accepted Answer

Don Zerr offers every client a free annual policy review. During this meeting, Don walks through your current coverage, identifies any gaps or overlaps, and makes sure you understand exactly what you're paying for and why. Call (701) 373-0099 to schedule yours.

Question 6

Does Don Zerr serve areas outside of Fargo?

Accepted Answer

Yes. Don Zerr Agency serves Fargo, West Fargo, Moorhead MN, Grand Forks, Valley City, Detroit Lakes, and Jamestown. He is also licensed in Minnesota, South Dakota, and Arizona for clients across all four states.

Question 7

What is umbrella insurance and do I need it?

Accepted Answer

Umbrella insurance provides additional liability coverage beyond the limits of your home or auto policy. It protects you from major claims and lawsuits. Most homeowners benefit from umbrella coverage, especially if they have assets to protect. Don can walk you through whether it makes sense for your situation.

Question 8

How long does it take to get an insurance quote?

Accepted Answer

Online quotes through quotedright.com typically take under 60 seconds to submit. Don's office usually follows up with personalized options within one business day. You can also call (701) 373-0099 for an immediate conversation.

Question 9

What carriers does Don Zerr work with?

Accepted Answer

Don is a licensed Farmers Insurance agent and also works with other top-rated carriers through independent relationships, including Progressive, Liberty Mutual, Travelers, Bristol West, and Foremost. This means he can shop multiple carriers to find you the best rate.

Question 10

Is Don Zerr's insurance agency independently owned?

Accepted Answer

Don Zerr Agency LLC is a locally owned and operated agency. Donald Zerr has served the Fargo-Moorhead community for over 25 years and personally handles client relationships, not a call center.

Question 11

What is renters insurance and how much does it cost?

Accepted Answer

Renters insurance protects your personal belongings from theft, fire, and other covered losses, and also provides liability coverage if someone is injured in your home. Most renters insurance policies in North Dakota cost between $15 and $30 per month, depending on coverage amount and your location.

Question 12

How do I file an insurance claim?

Accepted Answer

For claims, you can contact Don directly at (701) 373-0099 or go through the Farmers Insurance claims portal at farmers.com. Don is available to guide you through the process and advocate on your behalf.

Question 13

What is the difference between term life and whole life insurance?

Accepted Answer

Term life insurance provides coverage for a set period (10, 20, or 30 years) at a lower premium, ideal for income replacement during working years. Whole life insurance is permanent and builds cash value over time. Don can help you decide which type fits your family's goals.

Question 14

Can I get business insurance through Don Zerr?

Accepted Answer

Yes. Don Zerr offers business insurance for small businesses in Fargo and across North Dakota and Minnesota. Coverage options include general liability, commercial property, business owner's policies (BOP), and workers' compensation. Contact Don to discuss your specific business needs.

Question 15

Is my personal information safe when I request a quote?

Accepted Answer

Yes. Any information submitted through Don Zerr Agency's website or quotedright.com is encrypted and never sold to third parties. It is used only to find you the best available coverage. See the Privacy Policy for full details.

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